National Debt Advisors

A pause in US tariffs offers relief, but global and local instability keeps straining SA households with rising costs, job insecurity, and mounting debt. Sebastien Alexanderson weighs in. 10 April 2025 – A brief reprieve in the form of a 90-day pause on punitive US tariffs has brought some short-term relief to South Africa’s strained …

On Human Rights Day, Sebastien Alexanderson discusses debt abuse and predatory lending in SA, affecting consumers including 28M+ vulnerable social grant recipients. It’s Human Rights Day today and as South Africans reflect on their rights and freedoms, a critical issue facing millions is the scourge of debt abuse and predatory lending. With an eminent result …

South Africa faces economic uncertainty with inflation pressures, a weakened rand, and a delayed budget, adding to concerns over the rising cost of living, Sebastien Alexanderson unpacks. 05 March 2025: South Africa’s economic challenges are deepening, with the rand dropping by 0.3% early on Tuesday, trading at 18.64 against the U.S. dollar. At the same …

With Valentine’s Day nearing, couples must consider the impact of finances – especially debt – on relationships. Sebastien Alexanderson unpacks. 11 February 2025: As Valentine’s Day approaches, love is in the air—but so are financial decisions. With nearly one in five individuals having ended a relationship due to money troubles, the reality is that money …

In a significant move, the South African Reserve Bank (SARB) announced yesterday that it has cut interest rates by 25 basis points, dropping the repo rate to 7.50% and the prime lending rate to 11%. This reduction provides a prime opportunity for borrowers to manage their finances more effectively, especially as we come out of …

Savvy Saving Tips As SA’s Low Savings Rate Threatens Economic Stability. South Africa’s savings rate, at 16.3% (down from 25%-30%) affects financial stability and economic growth. Sebastien Alexanderson urges saving amidst economic challenges. Research from  Investec and GIBS shows that South Africa has one of the lowest savings rates globally, currently at a staggering 16.3%. …

Statistics SA reported the first inflation decline of the year this week. Sebastian Alexanderson, Head of National Debt Advisors, says this is a chance for South Africans to regroup financially amid economic uncertainties and offers practical tips for navigating this opportunity. Amidst South Africa’s troubling economy, the recent dip in inflation from 5.6% in February …