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80 is the new 60 in South Africa because people just can’t afford to retire | SA News

Luke Fraser
 ·6 Jul 2025

South Africans are looking increasingly likely to work for longer, with many having inadequate funds to retire in their 60s. 

According to the latest FNB Retirement Insights Survey, the reality of retirement is far from the image of comfort and financial ease. 

The survey showed a widening gap between retirement expectations and actual preparedness. 

Only 10% of South Africans are planning to fully retire at 60. Although more South Africans claim to have a retirement plan, very few are on track to achieve their goals. 

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