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South Africans earning more than R180,000 a year are in trouble | SA News

Malcolm Libera
 ·8 Mar 2026

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New data shows that South Africans earning over R180,000 a year are accessing more credit but increasingly defaulting on their repayments, which is not sustainable.

This is according to the Eighty20’s latest Credit Stress Report, which highlighted that over‑indebtedness continued to increase in the fourth quarter of 2025. 

The report showed that while higher-income earners continue to access large amounts of credit, defaults and overdue balances are rising across…

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