MyZA
News, Directory, Events and Other Stuff
Event: Soul Session Xperience Date: November 30 • 10:00 AM Venue: Mbombela Botanical Gardens | • Mbombela Price: From R100 Tickets HERE: https://www.ticketpro.co.za/events/soul-session-xperience/redirect MyZA Events offers FREE ADVERTS for your events. PRESSED FOR TIME? Drop your event poster HERE and we will List, Optimise AND Feature your event for a once-off embarrassingly low price. MyZA Free Event Adverts is your go-to …
Event: Ugu Summer Xperience Date: December 20 • 12:00 PM Venue: St Michaels Beach | • Port Shepstone Price: From R100 Tickets HERE: https://www.ticketpro.co.za/events/ugu-summer-xperience/redirect MyZA Events offers FREE ADVERTS for your events. PRESSED FOR TIME? Drop your event poster HERE and we will List, Optimise AND Feature your event for a once-off embarrassingly low price. MyZA Free Event Adverts is your …
Event: Friday Nights Live with Mr Brown Date: Dec 19 – 20, 2025 Venue: Hard Rock Cafe | • Sandton Price: From R200 Tickets HERE: https://www.ticketpro.co.za/events/friday-nights-live-with-mr-brown/redirect MyZA Events offers FREE ADVERTS for your events. PRESSED FOR TIME? Drop your event poster HERE and we will List, Optimise AND Feature your event for a once-off embarrassingly low price. MyZA Free Event Adverts …
Event: WEDNESDAY NIGHTS LIVE – BUHLEBENDALO & SOLO NTSIZWA PRESENT INQAWE Date: December 17 • 7:00 PM Venue: Hard Rock Cafe | • Sandton Price: From R300 Tickets HERE: https://www.ticketpro.co.za/events/wednesday-nights-live-buhlebendalo-solo-ntsizwa-present-inqawe/redirect MyZA Events offers FREE ADVERTS for your events. PRESSED FOR TIME? Drop your event poster HERE and we will List, Optimise AND Feature your event for a once-off embarrassingly low price. …
Event: Afrotraction You-Night – Celebrating Reconciliation Day Date: December 16 • 7:00 PM Venue: Hard Rock Cafe | • Sandton Price: From R350 Tickets HERE: https://www.ticketpro.co.za/events/afrotraction-you-night-celebrating-reconciliation-day/redirect MyZA Events offers FREE ADVERTS for your events. PRESSED FOR TIME? Drop your event poster HERE and we will List, Optimise AND Feature your event for a once-off embarrassingly low price. MyZA Free Event Adverts …
Event: Chutney & Nagara Spectacular Date: December 16 • 6:00 PM Venue: iZulu Theatre Sibaya | • Durban Price: From R120 Tickets HERE: https://www.ticketpro.co.za/events/chutney-nagara-spectacular/redirect MyZA Events offers FREE ADVERTS for your events. PRESSED FOR TIME? Drop your event poster HERE and we will List, Optimise AND Feature your event for a once-off embarrassingly low price. MyZA Free Event Adverts is your …
Event: The Berg Experience – 4×4 Experience & Family Fun Day Date: Dec 16 – 17, 2025 Venue: eMkhosini Royal Sun | Price: From R250 Tickets HERE: https://www.ticketpro.co.za/events/the-berg-experience-4×4-experience-family-fun-day/redirect MyZA Events offers FREE ADVERTS for your events. PRESSED FOR TIME? Drop your event poster HERE and we will List, Optimise AND Feature your event for a once-off embarrassingly low price. MyZA …
Event: Ubumbano Maskandi Festival Date: December 16 • 12:00 PM Venue: Caluza Hall & Sport Centre | • Pietermaritzburg Price: From R100 Tickets HERE: https://www.ticketpro.co.za/events/ubumbano-maskandi-festival/redirect MyZA Events offers FREE ADVERTS for your events. PRESSED FOR TIME? Drop your event poster HERE and we will List, Optimise AND Feature your event for a once-off embarrassingly low price. MyZA Free Event Adverts is …
Event: 6th Annual Durban Spin Fest Date: December 16 • 10:00 AM Venue: Durban Centrum Park, Workshop | • Durban Price: From R70 Tickets HERE: https://www.ticketpro.co.za/events/6th-annual-durban-spin-fest/redirect MyZA Events offers FREE ADVERTS for your events. PRESSED FOR TIME? Drop your event poster HERE and we will List, Optimise AND Feature your event for a once-off embarrassingly low price. MyZA Free Event Adverts …
Event: Monday Nights Live with Gugu Shezi Date: Dec 15 – 16, 2025 Venue: Hard Rock Cafe | • Sandton Price: From R250 Tickets HERE: https://www.ticketpro.co.za/events/monday-nights-live-with-gugu-shezi/redirect MyZA Events offers FREE ADVERTS for your events. PRESSED FOR TIME? Drop your event poster HERE and we will List, Optimise AND Feature your event for a once-off embarrassingly low price. MyZA Free Event Adverts …
Event: Ink Kasi Xperience Date: Dec 15 – 16, 2025 Venue: Princess Magogo Stadium | • Durban Price: From R150 Tickets HERE: https://www.ticketpro.co.za/events/ink-kasi-xperience/redirect MyZA Events offers FREE ADVERTS for your events. PRESSED FOR TIME? Drop your event poster HERE and we will List, Optimise AND Feature your event for a once-off embarrassingly low price. MyZA Free Event Adverts is your go-to …
South Africa’s younger credit-eligible consumers present significant growth opportunities for lenders if they can overcome persistent market assumptions that currently shape risk appetite and acquisition strategies.
These assumptions include that younger consumers do not value credit, they are disengaged from the credit market, are irresponsible with debt, have low appetite for new credit, lack loyalty to lenders, and struggle to meet payment obligations.
They could also partly explain South Africa’s low 13% credit card market penetration among both Millennials (aged 29 to 44) and Gen Z (aged 18 to 28). Furthermore, Gen Z consumers adopt credit cards and personal loans at half the rate that Millennials did at the same age, suggesting limited growth for lenders as these consumers age.
“Our research suggests systemic barriers to credit access in South Africa, rather than a lack of demand,” said Ayesha Hatea, director of research and consulting at TransUnion South Africa. “It also highlights that lenders have opportunities to innovate in product design, onboarding and education to empower these consumers to manage everyday expenses and unexpected financial needs as they progress towards achieving key life milestones.”
To challenge perceptions about younger consumers, TransUnion South Africa conducted a focused study[1] to test lenders’ perceptions, analysing participation, engagement and repayment behaviour among the country’s 4.3 million credit-active population aged 18 to 30.
Myth 1: Younger consumers don’t value credit
More than six in 10 (62%) younger consumers believe that access to credit is important to achieve their financial goals[2], with 76% saying that credit can give them access to new opportunities that could lead to a better quality of life. Younger consumers’ favourable perception of credit exceeds that of older consumers, 57% of whom believe access is important, and 71% of whom believe that access to credit can unlock new opportunities. However, less than a quarter (24%) of young consumers view credit as a risk to prudent financial management.
“Younger consumers increasingly see credit as a way to achieve their financial goals – even more so than older consumers,” Hatea said. “With most disagreeing that applying for credit signals poor financial management, it’s clear that opportunities exist for segment-focused products supported by financial literacy initiatives.”
Myth 2: Younger consumers are disengaged and don’t participate in the credit market
Nearly four in 10 (39%) young consumers feel that they have sufficient access to credit and lending products, with 49% believing that they would be approved for a credit product if they needed one.
It’s worth noting that, over time, consumers’ choice of credit product shifts. Reviewing credit card originations across a six-year period showed similar trends across time: 2% of 18 year old credit active consumers hold a credit card, compared to 19% of 30 year olds. Their participation in secured credit products increases with age, reaching parity with the general population by 30 and reflecting life stage realities like income, affordability and asset ownership, rather than disengagement.
“These shifts show that young consumers are engaged with the credit market, particularly with unsecured products, but their participation evolves across product types and life stages,” Hatea said.
Myth 3: Younger consumers are irresponsible in leveraging debt
Credit utilisation and average balances are well aligned with risk-based access that improves with age. At age 21, 95% of consumers are classified as subprime, dropping to 74% by age 30, reflecting a maturing credit profile.
Despite limited access, younger borrowers demonstrate measured usage: the average credit card balance at age 21 is R11,000, rising to R24,000 by age 30, while utilisation among near-prime consumers increases from 58% to 78% over the same age range.
“These trends highlight responsible engagement with credit and clearly refute the myth that younger consumers overextend their credit exposure, or are reckless with credit,” Hatea said. “As young consumers gain access to larger loan amounts, they move into better risk categories, reflecting greater lender trust in recognition of responsible repayment behaviour.”
Myth 4: Younger consumers have a low appetite for credit, and lack loyalty to lenders
While one third (33%) of the general population intends to apply for new credit within the next year, this increases to 45% for Gen Z consumers. Additionally, 36% of these consumers inquired about new credit over the six years studies, compared to 28% of all consumers. However, only 3.4% of younger consumers return to their first lender for new credit – similar to the 3.6% average across all consumers.
“The data shows that younger consumers do indeed have appetite for credit, while revealing that South African consumers in general are not particularly loyal to their credit providers,” Hatea said. “To build loyalty and retain younger consumers, lenders should invest in early-stage experiences, personalised engagement, and relevant products that build lasting relationships.”
Myth 5: Younger consumes struggle to keep up with their payment obligations
Interestingly, younger consumers show significantly lower risk of delinquency at 30 days past due (DPD) in the first year after opening credit cards, although this rises as they get older: there was a 17% delinquency rate among near prime 18 to 22 year olds, while 30 year olds displayed a 24% delinquency rate.
However, for non-bank loans and bank loans, younger consumers (18 to 24 years old) show slightly higher delinquency rates than older consumers, although younger consumers, especially those aged 23 to 25, perform better than the industry average. This indicates that lender type influences delinquency outcomes, and that younger borrowers may respond differently to the structure, support, or perception of a lender’s credit.
“Younger consumers are effectively managing their loans when compared to industry averages across most products,” said Hatea. “They’re not broadly higher risk, but they may be more vulnerable in certain lending contexts, particularly non-bank personal loans, where product design, support, or affordability may not be well aligned to their needs. Higher delinquency rates on non-bank personal loans can be addressed through early default detection tools.
“By focusing on education, wallet growth, loyalty, alternative data to measure risk, and proactive risk management, lenders can support younger consumers and drive long-term, sustainable growth among these consumers and in the broader credit market,” she said. “Well-managed credit can also be a catalyst for broader economic growth in South Africa.”
[1] TransUnion South Africa conducted a focused study to test lenders’ perceptions of consumers aged 18 to 30, analysing participation, engagement and repayment behaviour among the country’s credit-active population in this age group. Data was studied across four time frames (September in 2018, 2022, 2023 and 2024), and included age, risk score, open products in wallet, credit lines, average balances by product and credit utilisation at commencement of the study, new products opened, line assignments and opening loan amounts for six months, and delinquency rates on newly opened products for 12 months. These were compared to overall market averages to evaluate gaps and opportunities.
[2] According to TransUnion’s Q2 2025 Consumer Pulse Survey of 922 adults aged 18 or older, residing in South Africa conducted May 5–25, 2025 by TransUnion in partnership with third-party research provider, Dynata.
Event: 7th Annual Tshisamdantso Date: Dec 15 – 16, 2025 Venue: Eskwerini NU2 | • Gqeberha Price: From R70 Tickets HERE: https://www.ticketpro.co.za/events/7th-annual-tshisamdantso/redirect MyZA Events offers FREE ADVERTS for your events. PRESSED FOR TIME? Drop your event poster HERE and we will List, Optimise AND Feature your event for a once-off embarrassingly low price. MyZA Free Event Adverts is your go-to platform …
Event: Final Dance Experience Date: Dec 31, 2025 – Jan 01, 2026 Venue: UMthonjaneni Lodge (field) | Price: From R100 Tickets HERE: https://www.ticketpro.co.za/events/final-dance-experience/redirect MyZA Events offers FREE ADVERTS for your events. PRESSED FOR TIME? Drop your event poster HERE and we will List, Optimise AND Feature your event for a once-off embarrassingly low price. MyZA Free Event Adverts is your …
Event: Sunrisers Eastern Cape Date: Dec 29, 2025 – Jan 18, 2026 Venue: St George’s Park | • Gqeberha Price: From R100 Tickets HERE: https://www.ticketpro.co.za/events/sunrisers-eastern-cape/redirect MyZA Events offers FREE ADVERTS for your events. PRESSED FOR TIME? Drop your event poster HERE and we will List, Optimise AND Feature your event for a once-off embarrassingly low price. MyZA Free Event Adverts is …
Event: Tshatha Music Festival Date: December 29 • 1:00 PM Venue: Lindizwe Sport Ground | • Durban Price: From R100 Tickets HERE: https://www.ticketpro.co.za/events/tshatha-music-festival/redirect MyZA Events offers FREE ADVERTS for your events. PRESSED FOR TIME? Drop your event poster HERE and we will List, Optimise AND Feature your event for a once-off embarrassingly low price. MyZA Free Event Adverts is your go-to …
Event: Ndumo To Another Level Date: December 29 • 12:00 PM Venue: Bhoma Park Executive Lounge & Lifestyle | Price: From R80 Tickets HERE: https://www.ticketpro.co.za/events/ndumo-to-another-level/redirect MyZA Events offers FREE ADVERTS for your events. PRESSED FOR TIME? Drop your event poster HERE and we will List, Optimise AND Feature your event for a once-off embarrassingly low price. MyZA Free Event Adverts …
Event: Durban’s Super Giants Date: Dec 28, 2025 – Jan 17, 2026 Venue: Kingsmead | • Durban Price: From R105 Tickets HERE: https://www.ticketpro.co.za/events/durban-s-super-giants/redirect MyZA Events offers FREE ADVERTS for your events. PRESSED FOR TIME? Drop your event poster HERE and we will List, Optimise AND Feature your event for a once-off embarrassingly low price. MyZA Free Event Adverts is your go-to …
Event: Mothibedi Horizons Tours Date: Dec 28, 2025 – Jan 03, 2026 Venue: Cape Town – City Lodge | • Cape Town Price: From R6950 Tickets HERE: https://www.ticketpro.co.za/events/mothibedi-horizons-tours/redirect MyZA Events offers FREE ADVERTS for your events. PRESSED FOR TIME? Drop your event poster HERE and we will List, Optimise AND Feature your event for a once-off embarrassingly low price. MyZA Free …
Event: Maboloka0197 Music Festival Date: December 27 • 6:00 PM Venue: The Grand lifestyle aka Martin’s Car Wash, Stop 3 | • Rustenburg Price: From R50 Tickets HERE: https://www.ticketpro.co.za/events/maboloka0197-music-festival/redirect MyZA Events offers FREE ADVERTS for your events. PRESSED FOR TIME? Drop your event poster HERE and we will List, Optimise AND Feature your event for a once-off embarrassingly low price. MyZA …
Event: Paarl Royals Date: Dec 27, 2025 – Jan 19, 2026 Venue: Boland Park | • Paarl Price: From R80 Tickets HERE: https://www.ticketpro.co.za/events/paarl-royals/redirect MyZA Events offers FREE ADVERTS for your events. PRESSED FOR TIME? Drop your event poster HERE and we will List, Optimise AND Feature your event for a once-off embarrassingly low price. MyZA Free Event Adverts is your go-to …
Event: FRIENDS OF HOUSE Date: December 27 • 3:00 PM Venue: Nyosha Gardens | • Durban Price: From R100 Tickets HERE: https://www.ticketpro.co.za/events/friends-of-house/redirect MyZA Events offers FREE ADVERTS for your events. PRESSED FOR TIME? Drop your event poster HERE and we will List, Optimise AND Feature your event for a once-off embarrassingly low price. MyZA Free Event Adverts is your go-to platform …
Event: KZN Showcase 2025 Date: December 27 • 2:00 PM Venue: iZulu Theatre Sibaya | • Durban Price: From R150 Tickets HERE: https://www.ticketpro.co.za/events/kzn-showcase-2025/redirect MyZA Events offers FREE ADVERTS for your events. PRESSED FOR TIME? Drop your event poster HERE and we will List, Optimise AND Feature your event for a once-off embarrassingly low price. MyZA Free Event Adverts is your go-to …
Event: Pretoria Capitals Date: Dec 27, 2025 – Jan 15, 2026 Venue: Centurion | • Pretoria Price: From R60 Tickets HERE: https://www.ticketpro.co.za/events/pretoria-capitals/redirect MyZA Events offers FREE ADVERTS for your events. PRESSED FOR TIME? Drop your event poster HERE and we will List, Optimise AND Feature your event for a once-off embarrassingly low price. MyZA Free Event Adverts is your go-to platform …